Wednesday 30 November 2011

"Housing turnover hits lowest in 40 years!!!"


"Hometrack says 840,000 sales are expected this year – almost 50% lower than the figure for 2007. Its latest housing survey showed prices fell by 0.2% in November from the previous month, following another 0.2% tumble in October.
Prices are down by 2.3% year on year and have fallen every month since July 2010, apart from April this year when the market was flat with no change recorded.
Hometrack said prices were being propped up by people's reluctance to put their homes up for sale, creating a scarcity of supply."


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from oxfordhomesdirect.blogspot.com by Simon Bayliss

Monday 28 November 2011

Will our soon to be nation of renters be prevented by a £400million cash injection??

In a bid to stimulate a housing market which David Cameron summed up as one in which "lenders won't lend, builders can't build and buyers can't buy", the Government is looking to inject £400million into house-building in order to try and free up mortgage finance for first-time buyers.

The plans haven't had the warmest response, with critics arguing that it simply isn't enough to jump-start the market and prevent us from becoming a nation of renters.

"The only winners in this new initiative are the insurance industry, mortgage lenders, estate agents and sellers," says Angus Hanton, the co-founder of think tank Intergenerational Foundation. "Younger generations will still have to prop up an overpriced market where prices should be falling, an overpriced mortgage industry where charges should be falling while underwriting the debt. The fact remains the older generation is over-consuming housing."



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Sunday 27 November 2011

Who is charging $75,000 a month for their luxury beach house?

Pamela Anderson's luxury Malibu beach pad has just hit the rental market in the US, but sadly not at a cheap price!!
The mother of two has set the price for her 'Romantic Malibu Beach House' for an eye-watering $75,000 per month.
The former Baywatch beauty says she is listing the three-bedroom, two-and-a-half bathroom home because she no longer spends that much time in California.



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Friday 11 November 2011

Lending reaches its peak since 2008 as buy-to-let loans increase by 16%...

Over the past few months, buy-to-let lending has increased by 16% between July and September, after the sudden pick-up of buy-to-let lending over the three months prior to that.

The data was released by the Council of Mortgage Lenders and revealed that in the three months leading up to September, 34,500 buy-to-let loans were advanced – a vast increase from the 29,700 that was recorded in the quarter prior to this one.
 
The value of mortgages was also recorded over the same three month period and the results showed that mortgages have grown from £3.2billion to £3.8billion, totalling a 19% increase.
 
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Thursday 10 November 2011

Up for auction: Michael Jackson's mansion including his deathbead......


In a world where celebrity gossip is thrown around carelessly and personal space and privacy seem like a distant memory to many who fall under the category of being 'famous', Michael Jackson's death bed is one item among many belong to the singer to go up for auction.

The items for sale are from the California mansion where Jackson spent his final days that are to go up for auction in the coming months.

The items include antique furnishings, bespoke and unique paintings as well as lavish items that surrounded the King of Pop. 

The auction is to take place in Los Angeles on December 17th.

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Tuesday 8 November 2011

Jennifer Aniston buys a new luxury home in New York worth $9million!!


Ever since she sold her Los Angeles mansion for $38million Jennifer Aniston has been on some what of a buying spree. 

Her most recent purchase will of course spark pregnancy rumours as photos of the amazing apartment reveal that it has two nurseries.

Earlier in the year Aniston had purchased two homes in the West Villiage in New York. 

In April, the Horrible Bosses actress purchased both the 17th and 18th floors of an apartment building in Manhattan for over $7m.
Following that, in August, Jennifer and boyfriend Justin Theroux moved into a two-bedroom home that cost $2.1m.

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Monday 7 November 2011

Stress of buying and selling can age you!!



A recent study, commissioned by online conveyancing service In-Deed has revealed that over two-thirds of those surveyed by psychologists reported feelings of premature ageing of between 2-4 years over the average 15-week period to complete a housing transaction.

The report also revealed that one in five people went off sex, while other common side effects include hair loss (10%) and short-term memory failure (14%) which lasted until the house was signed off.

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House prices RISE by 1.2%!!!!


A recent report by Halifax has revealed that house prices soared by 1.2 per cent last month to continue a highly mixed pattern of price movements this year.
In its October housing market report, it shows that house prices in October 2011 are slightly higher than they were in October of last year, with the average price of a property in the UK is now £163,311.
The average price in October was 0.3% higher (approximately £508) than in December 2010.

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Sunday 6 November 2011

Duke and Duchess of Cambridge to move into Kensington Palace!!!


After a personal intervention from the Queen to ensure that they were able to move into Princess Margaret's former apartment, Prince William and Princess Catherine are to make Kensington Palace their family home.

An estimated £1 million is said to being spent on renovating the luxurious four-story apartment which consists of 20-room complete with its own private walled garden. However the couple are not expected to move in officially until the work is complete in 2013.

In order to be able to get on with redecorating, as many of the rooms remain pink and turquoise (Princess Margaret’s favourite colours) extensive work will be carried out to rewire the electrics install new plumbing and remove asbestos.

The cost of the renovations will be met by a mix of contributions from the Royal Family’s own fortune as well as public grants.

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40% of people with a mortgage do not have life insurance...



According to a recent study carried out by Sainsbury's Life Insurance, four out of ten people living in the UK who possess a mortgage have no life insurance protection for their mortgage.

The research showed that one in three people aged between 35 and 44 years old do not have cover. This age range represents the age group which are most likely to have dependents, and arguably are possibly most in need of life insurance due to their dependents.

Helen Williams, head of Sainsbury's Life Insurance, said: "Mortgage repayments are one of the biggest financial commitments in many peoples' lives but, as our research shows, unfortunately it is not something that enough mortgage holders have taken steps to protect."

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Lord Lloyd-Webber fears for the loss of heritage and English countryside....

Lord Lloyd-Webber has expressed his fears for our beautiful British countryside suffering a similar fate to the countryside in Southern Ireland and becoming a victim of uncontrolled planning.

He stated that, “The English Countryside is pretty much at saturation point now in development terms. If you want a reasonable tourism you have to have something for tourists to see – to attract them. They are not going to want to to see a whole load of semi-detached buildings or bungalows – which is what you get in Ireland,”

The new plans that are currently being considered by the Government involve reforms to the current planning system which could make it easier to build on the countryside.

The National Planning Policy Framework (NPPF) would introduce a presumption in favour of “sustainable development” and remove the presumption that ‘brown field sites’ should be built on first.



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Friday 4 November 2011

Shelter estimates 35,000 could lose their homes in run up to Christmas!!!

According to the homelessness charity Shelter, in the run up to Christmas one Briton every two minutes (roughly 35,000) faces losing their home due rent being in arrears or to falling behind on mortgage repayments.

Shelter has stated that between now and the Christmas Day, 630 people per day will receive a letter that will treaten the loss of their home, either due to repossession, landlords selling their properties, sun-standard housing conditions or rent increases.

This research implies that of the stress caused by threat of homelessness is directly related to stress related illness. Of those who have experiences a threat of homelessness, 61% endured a stress related illness, while 70% claimed that it was a constant worry and was always at the forefront of their mind.

Not only that, but those when asked to rank their primary stress-causing worries in a graduating order, they placed the stress caused by a threat of homelessness as higher than being assulted, burgles and even a battle of custody for their children!!

 

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Taxman comes down hard on overseas property-owners!!!

A new HM Revenue & Customs unit has been set up to tackle 'affluent' people who have been avoiding the taxman for a number of years. The Britons who are wealthy enough to possess land or properties abrouad are among the first to be hit by this new unit.

The unit is made up of a team of over 200 specialists and investigators who have been given the task of locating wealthy individuals who have been and continue to evade and avoid duties and taxes.

Some of the first to be 'put under the microscope' are those who own properties abroad, following those will be the UK-based comodity traders who have come under scrutiny for helping to drive up food prices by anti-poverty campaigners. Next in the firing line will be those living in the UK who hold offshore bank accounts.
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Wednesday 2 November 2011

"The murky world of estate agent fees"


The partners will share a bonus pot of £73m after the firm reported profits up by 10% in the year to March. Knight Frank no longer discloses how many partners it has, although in 2010 the bonuses were reported to be worth £600,000 a head.
It comes at a time when the number of properties sold in the UK is running at less than half the peak level in 2007; when properties are taking longer and longer to sell; and when first timers are being squeezed out of the market by landlords. The average flat in London now goes for £237,000 in a city where average wages are a fraction of that. As campaigners at PricedOut point out, that means a deposit in the region of £25,000 and a mortgage of about six times a typical London salary. Little wonder so few young adults are getting on the property ladder.
But Knight Frank doesn't sell the type of property you and I live in. Along with Savills it is an agent to the rich, marketing the likes of this £75m 12-bed pad in Holland Park. Property experts are fond of saying there are thousands of mini-property markets across the UK, but in reality there now seem to be just two: London, and the rest of the country.
One of the odder features of the capital's property market is that some agents have been raising their fees since the onset of the financial crisis. Foxtons won't negotiate below 2.5%. The likes of Knight Frank and Savills don't disclose their fees, but it is likely to be close to that, or more. ....."
Posted by Simon Bayliss. at Thursday, October 27, 2011 at oxfordhomesdirect.blogspot.com

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Increasing debt is decreasing younger generations chances of owning their own home!!!


According to one of the leading debt counseling charities, debt problems at a young age, such as the debt incurred by University fees, are becoming increasingly likely to inhibit the younger generations of Britons to be able to purchase their own homes, as well as other assets like their parents and grandparents were able to do at the same respective age.

The report by the Consumer Counselling Credit Service has predicted a less than bright future a large percentage of those under the age of forty as real incomes decline, debts continue to increase and saving for retirement turns into more of a dream than a reality.

However, while the research for the charity showed that debt levels tend to peak when people are aged around 35-45years old, they found that over 1m households in the UK where those inhabiting the property are aged between 18 and 39 are already struggling financially. This research then indicates that another 893,000 are at risk of struggling with financial issues..

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